CGCC

CGCC Held a Meeting on the Credit Guarantee Scheme for MSMEs of Cambodia Food Manufacturer Association (CFMA)

On 4 June 2026, Mr. No Lida, CEO of CGCC welcomed members and representatives of the Cambodia Food Manufacture Association (CFMA) and led a meeting on the credit guarantee scheme for small and medium-sized enterprises at the CGCC office.

Through this meeting, CGCC shared with members of the CFMA credit guarantee scheme for small and medium enterprises, especially for members of CFMA, a discussion to collect input to gain a deeper understanding of the needs of business owners in obtaining financing to strengthen and expand their businesses, as well as to provide a clearer demonstration of the credit guarantee mechanism provided by CGCC for all business owners.

Through this meeting, CGCC strongly hopes that all participants will gain a better understanding of the credit guarantee mechanism, as well as be prepared to apply for any necessary business financing through the credit guarantee provided by CGCC to develop their businesses effectively.

 

 

 

CGCC’s 3rd Corporate Social Responsibility (CSR) activity to support pregnant women and vulnerable mothers

On 09 May 2026, CGCC team, under the leadership of Mr. No Lida, CEO of CGCC, conducted a Corporate Social Responsibility (CSR) activity to support 160 pregnant women and vulnerable mothers in Slakram Village, Slakram Commune, Svay Chek District, Banteay Meanchey Province.

Through this mission, CGCC provided essential care packages and daily-use items to pregnant women and their families, aiming to ease their daily challenges and promote the well-being of both mothers and their babies. The support included nutritional supplies, maternal care items, and financial assistance for those in need.

This initiative reflects CGCC’s commitment to social responsibility and community well-being, especially for women and families who require additional care and support during pregnancy.

 

 

Meet an Inspiring Woman Entrepreneur in the Rice Sector: Growing from Family Businesses to International Markets

Mrs. Lor Sengleap is the director of Sek Meas Rice Milling and the founder of Lor Eak Heng Sek Meas Rice company. She took over the family-owned rice milling business from her father in 1994. Over the years, as she observed the industry’s potential, growing market demand, and pursued her dream of exporting rice abroad, she began developing and expanding the business in 2011.

She shared how her rice export journey began, mentioning that she used a loan as working capital to purchase rice and increase her stock. This enabled her to fulfill her dream of exporting rice for the first time in 2014. Today, her company exports rice to Europe, the United States, and mostly to the Chinese market.

She also shared that expanding the business was difficult due to limited capital and a lack of knowledge about standard machinery. However, these challenges did not stop her, as she spent time learning and raising capital to equip the business with machinery that met operational standards.

“I expand in stages. Each year, we focus on expanding specific areas. We need to have a clear goal for what we want to expand each year to produce rice.” she said.

Her business expansion continued to face capital constraints until she received information about a business loan guarantee from the Cambodia Rice Federation. She then applied for a loan as working capital to expand her business. She added, “This guaranteed loan is beneficial because we already have loans at commercial banks. Since CGCC does not require collateral, we can apply for a guaranteed loan through CGCC’s partner bank as additional working capital.”

She recalled starting the business alongside her father with just two workers. Over time, the business has grown to employ 40 workers. Today, her rice mill produces between eight and ten containers a day, with each holding 24 tons. She is also able to purchase around 600 tons of wet paddy daily, compared to less than 100 tons in the past when traditional drying methods were used.

“Before, I was only able to buy paddy rice that farmers brought in for retail. After expanding my business, I installed a paddy drying machine and began purchasing paddy delivered by truck in large volumes,” she emphasized.

Her ambition did not stop there. She wishes to expand her business and contribute to Cambodia’s rice exports, with the aim of promoting Cambodian rice products, helping rice farmers access markets, and supporting the national economy. In early 2026, Mrs. Lor Seng Leap received a certificate of appreciation and an award as a top performing beneficiary of CGCC who utilized guaranteed loans effectively. The award was presented to her by His Excellency Dr. Aun Pornmoniroth, Deputy Prime Minister and Minister of Economy and Finance.

Download PDF: Inspiring Woman Entrepreneur in the Rice Sector: Growing from Family Businesses to International Markets

 

 

CGCC Participates in the WE Share Season 2 program, under the theme “Building Good Governance to Ensure Operational Efficiency and Sustainability”

On 08 April 2026, Ms. Chun Sothany, Director of the Department of Strategy and Business Development of CGCC, participated as an honorary speaker in the WE Share Season 2 program, under the theme “Building Good Governance to Ensure Operational Efficiency and Sustainability,” organized by the Cambodia Women Entrepreneurs Association (CWEA) at the CGCC Office.

 In this event, Ms. Sothany was pleased to share her personal experiences and perspectives on building good governance for organizations and implementation in all businesses, serving as an input for participants in transforming a business from a regular business into a business full of confidence from all stakeholders, to help ensure the efficiency and sustainability of the country’s economy. 

The WE Share Season 2 program is a sharing platform for women entrepreneurs to learn more about leadership, management, planning, and implementation as complementary inputs to strengthen personal capacity and advance their business development. CGCC is pleased to support Cambodian women entrepreneurs through today’s event and strongly believes that women entrepreneurs will gain practical knowledge, experience, and expand networking for their own capacity building and business development. 

 

 

CGCC Celebrates International Women’s Day

On 06 March 2026, CGCC organized a gathering to celebrate International Women’s Day and express sincere appreciation to all female staff members for their active contributions in building and strengthening the institution, achieving excellent results in its mission to promote greater financial inclusion in Cambodia.

Every talented and potential female employee of CGCC continuously uphold the organization’s core-values while contributing to the development of micro, small, and medium enterprises through credit guarantees that help strengthen and expand businesses. Together, they play a vital role in advancing the shared goal of building a stronger and more prosperous Cambodia’s economy.

 

Meet a Small Fisheries Enterprise with a Big Dream

Siem Reap Province: My name is Kim Sophors, and I am the owner of Spotlight Foods Enterprise. I produced dried fish, fermented fish, stuffed frog, and fish processing products such as crispy fish skin and fried fish bone. This business began as a family operation passed down from my mother. In 2019, my husband and I started focusing on improving and strengthening our product standards. Today, we have 3 full-time employees and 2 part-time employees.

Starting my business wasn’t easy. I began by following the traditional methods my mother taught me, but those methods made it hard to keep up with what the market demands. Because our production depended on natural condition, we could only produce dried fish during the dry season, which limited our supply. On top of that, I didn’t have enough knowledge about food safety, product standards, or modern machinery that could streamline our production chain. At that time, my production volume was very small, and I didn’t have the confidence to accept large orders.

In 2024, I learned about the Investment Support Facility (ISF) project from a friend. I looked for more information and decided to apply.  As a result, I received support to strengthen my processing capacity to standardize and modernize the infrastructure of my production.

Through this project, I received facility support, including a solar drying house and a freezer. I also gained new knowledge through capacity-building training on production, food safety, and the Certificate of Compliance to Requirements of the Cambodia Quality Seal (CQS) facilitated by UNIDO. In addition, I secured a guaranteed loan from CGCC through one of its PFI, under the ISF project, which helped me upgrade my infrastructure to meet building standards for handicraft production and purchase additional equipment.

Since receiving support from the project and the guaranteed loan from CGCC, my business has become about 20 percent more profitable. Before, I could only produce between 20 and 30 kilograms of fresh fish per day. Now, I can produce between 100 and 150 kilograms per day or even more depending on the orders I receive. On average, I produce between 50 and 70 kilograms of dried fish per day. Previously, I could produce less than 10 kilograms of dried fish.

I am really proud of this growth because it has not only increased my business revenue, but it has also created jobs for my team, boosted the income of fishermen and fish farmers, and local grocery sellers.

In addition, I feel even more confident in my products now because my dried fish has passed laboratory testing and is officially registered. Today, my products are sold in markets around Siem Reap and are distributed by traders to retails shops in the provinces and to restaurants. Also, I am currently working closely with AEON Malls  and Chip Mong Supermarkets to bring my products on their shelves, and I’m hopeful that they will be available there in early 2026. Looking ahead, I truly believe that within the next two years, Spotlight Foods Enterprise will reach international markets.

Download PDF: Meet a Small Fisheries Enterprise with a Big Dream

 

CGCC participated in the Membership Forum of Cambodian Women Entrepreneurship Association (CWEA)

On 27 February 2026, Ms. Chun Sothany, Director of the Department of Strategy and Business Development of CGCC, and colleagues, participated in a membership forum organized by the Cambodian Women Entrepreneurs Association (CWEA) at the Women’s Economic and Entrepreneurship Development Center (WEDC).

 

Through this forum, Ms. Chun Sothany gave brief introduction of CGCC to all women entrepreneurs who participated in this forum to learn more about CGCC, especially the Women Entrepreneurs Guarantee Scheme (WEGS), a scheme to support women entrepreneurs in access to finance with favorable conditions.

 

 

This forum is designed to create a platform for all women entrepreneurs to access opportunity to meet, exchange ideas, promote their products or services, as well as promote the activities and benefits that all women entrepreneurs receive in joining the CWEA.

Extension of Request for Proposal “Legal Counsel”

CGCC is a state-owned enterprise, established under the technical and financial guidance of the Ministry of Economy and Finance (MEF) to provide credit guarantees based on international standards to improve financial inclusion and support the growth of SMEs in Cambodia. CGCC obtained the accreditation from the Securities and Exchange Regulator of Cambodia (“SERC”) to become the bond guarantor on 22 August 2023 (“Bond Guarantor” or “Guarantor”).

CGCC wishes to provide guarantee on bonds to be listed on the Cambodia Securities Exchange.

CGCC is seeking to engage a Cambodian legal counsel (“Legal Counsel”) to perform the services as described in the scope of work.

 

CGCC Participated in the Women Entrepreneurs Day to share on Government’s Mechanism to support women entrepreneurs

On 11​ November 2023, Mr. No Lida, Deputy CEO of CGCC, led CGCC team to participate in the Women Entrepreneurs Day organized by Cambodia Women Entrepreneurs Association under the topic “The Challenges of Taxation on Women Entrepreneurs and Future Outlook”. This meaningful event was attended by more than 150 participants from relevant institutions from the public and private sectors, as well as development partners.

CGCC Team to Participate in the Women Entrepreneurs Day Organized by Cambodia Women Entrepreneurs Association Under the Topic “The Challenges of Taxation on Women Entrepreneurs and Future Outlook”
CGCC Team to Participate in the Women Entrepreneurs Day Organized by Cambodia Women Entrepreneurs Association Under the Topic “The Challenges of Taxation on Women Entrepreneurs and Future Outlook”

During this event, Ms. San Sokrina, Manager of Product Development of CGCC, was a guest speaker in a panel discussion on “Government Support to Women Entrepreneurs Facing Global Economic Crisis”. During the panel discussion, Ms. San Sokrina shared CGCC’s Credit Guarantee Schemes, especially the Women Entrepreneurs Guarantee Scheme, which is specifically designed for women entrepreneurs’ access to finance to support their businesses, as well as key recommendations to women entrepreneurs on how to manage and gain access to business loans.

CGCC Team to Participate in the Women Entrepreneurs Day Organized by Cambodia Women Entrepreneurs Association Under the Topic “The Challenges of Taxation on Women Entrepreneurs and Future Outlook”
CGCC Team to Participate in the Women Entrepreneurs Day Organized by Cambodia Women Entrepreneurs Association Under the Topic “The Challenges of Taxation on Women Entrepreneurs and Future Outlook”
CGCC Team to Participate in the Women Entrepreneurs Day Organized by Cambodia Women Entrepreneurs Association Under the Topic “The Challenges of Taxation on Women Entrepreneurs and Future Outlook”
CGCC Team to Participate in the Women Entrepreneurs Day Organized by Cambodia Women Entrepreneurs Association Under the Topic “The Challenges of Taxation on Women Entrepreneurs and Future Outlook”

Meet the Business Owner Who Received a Loan Guaranteed by CGCC

Seeing that the financial awareness of Cambodian people is still limited, and their use and management of finances are not very effective, my husband and I started this company RithyPul in 2012 to spread the knowledge and share financial advice. Until 2020, our business was affected by the COVID-19, however we can still get through it until today. The most difficult factor at that time was the lack of working capital to support day-to-day business operations. At that time, we used our property as collateral to apply for a loan, but we still could not get enough capital as needed. The best solution at that time was to have a CGCC’s Participating Financial Institution, CAMMA Microfinance, advising us to apply for a CGCC guaranteed loan for our business, which would allow us to obtain a loan without collateral to use as working capital.

After obtaining guaranteed loans from Participating Financial Institution of CGGC, we are also able to address several key issues such as marketing, advertising, and overall business operation costs. We have expanded our business with more staff, and customers becoming more aware and acquainted with the use of our services has increased steadily. On the other hand, we also have more time to think about new strategies without having to worry about capital issues.

The success of a business depends on many factors, including having enough working capital, that is the most important factor for every business. We would like to thank the Government for establishing CGCC to support our business and other MSMEs on access to finance, as well as to improve financial inclusion in the country.

Read and Download in PDF: Mrs. Bopha Pen, Executive Director Rithipul Training Center