CGCC

CGCC Participating in the Roundtable Discussion “Essential Steps to Prepare for a Bank Loan Application”

On 10 April 2026, Ms. Lim Chanthida, Director of Centralized Operations of CGCC participated as a panelist in the roundtable discussion on “Essential Steps to access to Finance for a Bank Loan Application”, organized in the Khmer Products Exhibition 2026 of Federation of Associations SMEs of Cambodia (FASMEC) at the Koh Pich Convention and Exhibition Center.

The panel discussion was organized with the aim of providing knowledge about the key requirements that banks require, providing guidance on how to prepare financial documents and reports with confidence, and sharing experience in request and manage loan.

During the discussion, Ms. Lim Chanthida did a presentation on CGCC’s credit guarantee scheme, introduced how to obtain guaranteed loans and highlighted the important role of CGCC in improving access to finance for SMEs through credit guarantee mechanism. She also shared more insights into CGCC’s credit guarantee scheme which can help reduce the burden of collateral requirements for businesses to increase their chances of obtaining loans from banks.

Capacity Building Session for CGCC by CGIF on Developing the Cambodian Bond Market

On 03 February 2026, through the strategic collaboration commitment, Credit Guarantee and Investment Facility (CGIF) conducted its first capacity building session and experience sharing for approximately 20 CGCC’s management and staff at CGCC’s Office.

Through this session, CGIF provided an in-depth overview of CGIF’s guarantee process and corporate credit risk management frameworks, while also aligning on CGIF’s country strategy for Cambodia to support sustainable, long-term growth.

This knowledge-sharing initiative is a part of the strategic collaboration under the Memorandum of Understanding between CGCC and CGIF, and underscores both institutions’ shared commitment to strengthening  capital market development in the region.

CGCC’s 3rd Roadshow of 2025 to Promote Credit Guarantees to PFIs Branches in Kampong Chnang, Pursat, Battambang, and Siem Reap Provinces

From 1 to 5 December 2025, CGCC team, led by Ms Chun Sothany, Director of Strategy and Business Development of CGCC, visited provincial branches of selected Participating Financial Institutions (PFIs). The purpose of the visit was to engage with the management and staff of these selected PFIs to discuss the implementation of CGCC’s credit guarantee mechanisms, and to raise more awareness about the credit guarantee. These selected PFIs include:

– Kampong Chnang: Sathapana Bank, Phillip Bank and ABA Bank
– Pursat: LOLC MFI, Sathapana Bank and ABA Bank
– Battambang: FTB Bank and BRED Bank

– Siem Reap: ABA Bank

The discussions with CGCC PFIs’ provincial branches in these potential provinces provided valuable opportunities for both CGCC and PFIs to enhance mutual understanding of credit guarantees, to build a closer relationship, to improve service quality, and opportunities for PFIs to increase access to finance for SMEs in the provinces, contributing to economic growth in the regions.

 

Site Visit to Hun Sen Mondulkiri High School in Mondulkiri Province

On 21 November 2025, Credit Guarantee Corporation of Cambodia (CGCC) proudly visited Hun Sen Mondulkiri High School in Mondulkiri Province, led by Mr. No Lida, CEO of CGCC, along with the management team and all CGCC staff, and brought essential educational materials to support the learning environment at the high school. The visit was warmly welcomed by the Principal of High School, teachers, and students approximately 240 participants.

This meaningful visit to this high school, located in the northeast region of the country, was organized with the purpose of engaging directly with students and sharing valuable knowledge, real-life experiences, and practical guidance. Through interactive discussions, CGCC aimed to inspire students to choose their academic subjects wisely, set clear educational goals, and prepare confidently for their future studies at the university level.

As Cambodia’s only national credit guarantee institution, CGCC remains committed not only to strengthening financial inclusion and supporting businesses, but also to contributing to human capital development, an essential foundation for the country’s long-term economic growth.

 

Training Course Titled “Build the CGCC’s Etiquette & Protocol”

On 14 November 2025, CGCC successfully organized a crucial training course titled “Build the CGCC’s Etiquette & Protocol” for all CGCC dedicated staff. The half-day session was facilitated by Mr. But Vanny, Director of Human Capital and Administration, and Mr. Nuon Vanny, Manager of Internal Audit Department​ and was designed to enhance the professional image, communication skills, and overall workplace conduct of every employee, ensuring a unified and highly professional representation of the organization.

A significant and highly beneficial component of the training was the interactive group discussion. Staff were divided into small teams and given real-world scenarios designed to test their understanding and application of the day’s lessons.

This interactive session fostered team collaboration, encouraged critical thinking, and solidified the understanding of CGCC’s expected standards of professionalism, making the training a resounding success in building a polished and cohesive corporate image​ of all staff.

 

 

Meet a Female Entrepreneur Who Recycles Horn Waste into Ornaments and Jewelry

My name is Kuon Chenda, and I am the owner of Somornea Horn Handicrafts. I have been running my business since 2003 with the aim of addressing horn wastes problem in my neighborhood. Starting this business was far from easy. I faced social pressure, financial instability, and the challenge of finding a product-market. At one point, I even gave up the business. However, because of my husband’s passion and skills, we moved to Phnom Penh in 2015 to restart and strengthen our business.

Presently, my business has 5 employees, including my husband, who serves as a craftsman and designer. He also trains apprentices. I am the general manager of this business, managing sales and marketing. Initially, we focused on home decoration products, such as statues, which we exported abroad. At that time, there was an association that supported finding international customers for us. However, due to the challenge with transportation and products breakage, we shifted our focus to ornaments and jewelry, such as necklaces, rings, and bracelets.

Unfortunately, the association was closed down, which caused our orders to drop significantly. We lost some overseas customers, leading to a decline in our business during the COVID pandemic. During this period, we closed our shop and shifted to selling through social media. Sales were promising at first, but they eventually decreased. As the situation improved, we began selling at exhibitions. Currently, I sell my products in two locations: at Chip Mong 271 supermarket and on weekends at the Riverside Walk Street.

As a business owner, I believe capacity development is vital for business owners. It is an opportunity to gain new knowledge to strengthen and grow a business. I often take time to participate in capacity-building sessions offered by associations, institutions, and other relevant stakeholders. For instance, when I attended EPIC training, I  learnt about creating a business plan, which inspired me to critically assess my business and identify my shortcomings. At the same time, I also learned about business loans, tips for sourcing capital, and setting clear goals for an effective business plan.

Based on my business experience, I encourage all business owners to remain flexible in their business operations, especially by listening to customers’ needs and feedback, and strengthening marketing strategies and methods to ensure customers are aware of the quality and products you offer.

Download PDF: A Female Entrepreneur Who Recycles Horn Waste into Ornaments and Jewelry

CGCC Participates in the International Training Course on “Enhancing Financial Inclusion through Digital Financing Solutions” in Singapore

From 28 to 29 August 2025 in Singapore, CGCC team including Mr. Rik Chamroeun, Deputy Manager, Deputy Head of Credit Administration Division and Mr. Mak Udom, Senior Executive, Senior Specialist of Guarantee Management participated in an international training course on “Enhancing Financial Inclusion through Digital Financing Solutions” organized by Cambodia Microfinance Association (CMA)  through the collaboration with Water.Org to financial institutions participating in the Water​​ Credit Adoption Program (WCAD).

The training aimed to highlight the pivotal role of digital financing in credit assessment and monitor in order to strengthen and expand access to inclusive financial services, particularly for innovative digital water and sanitation solutions in Cambodia. Participants had the opportunity to learn best practices in digital lending platforms, gain knowledge on credit assessment and risk management, and explore digital data collection as well as the development of strategies to improve access to water and sanitation loans for local communities.

On 23 January 2025, CGCC and CMA signed a Memorandum of Understanding (MoU) to collaborate on promoting sustainable financial inclusion across Cambodia, including the collaboration on improving financial literacy and increasing access to finance.

Entrepreneurship Program Initiative of CGCC (EPIC) 3rd Series of 2024

On 06 December 2024, at the Business Development Center, Credit Guarantee Corporation of Cambodia (CGCC), and J Trust Royal Bank, co-organized the EPIC 3rd Series of 2024 on “Effective Business Operation in the Digital Age for MSMEs”, participated by around 50 trainees from the Micro, Small, and Medium Enterprises (MSMEs), in which approximately 65% are women entrepreneurs, and around 10 students from the AMT scholarship-Alumni Association.

The EPIC 3rd Series of 2024 was attended with high honor for the certificate presentation ceremony to all participants, trainers and distinguished speakers by His Excellency Dr. Mey Vann, Secretary of State, Ministry of Economy and Finance and the chair of the Group 6 of the A.M.T Scholarship Students-Alumni Association, and under the honor presence of Lok Chumteav You Bory, Vice President of the Cambodian Women’s Association, Mr. No Lida, CEO of CGCC, Ms. Hang Chuon Narita, Chief of Corporate Banking of J Trust Royal Bank, Mr. Pea Vanchhay, Head of SME of Corporate Banking of J Trust Royal Bank, and the management teams of both CGCC and J Trust Royal Bank.

Through this EPIC 3rd Series of 2024, all participants learned about “Business Operations in the Digital Age for MSMEs” shared by Ms. Sem Sreytouch, Founder of EPL Pollinate Enterprise and President of Cambodia Honey Association. Ms. Sreytouch shared comprehensive digital tools to streamline business operations, how to use digital tools to increase sales, business operation management, customer relations and promotion of products or services, cyber security, and shared strategies for adapting to future market trends and digitalization to stay sustainable and competitive in the digital era. All participants also shared their own practical experiences with each other through active group discussions on topics surrounding the importance of using digital tools and systems, challenges in transitioning to digital, and suggestions or requests for enhancing the performance of MSMEs.

In addition, participants also learned about “Credit Guarantee Mechanisms to Support Access to Finance for SMEs” through a presentation by Ms. Lim Chanthida, Director of Centralized Operations of CGCC. In line with the credit guarantee mechanism, Mr. Poch Pisal, Relationship Manager of SME of Corporate Banking of J Trust Royal Bank, also shared  “Credit Assessment Process and Financial Solutions for Businesses, and in particular, Support for Women Entrepreneurs.” with participants.

Capacity-building is one of the priorities of CGCC in the mission of improving financial inclusion and developing SMEs in Cambodia. EPIC is the flagship entrepreneurs’ capacity-building program of CGCC that will provide training to MSMEs on relevant and practical topics of business operations and management for entrepreneurs in collaboration with related stakeholders/Participating Financial Institutions/participants.

 

“CGCC Annual Staff Retreat 2023 in Siem Reap”

On November 9 to 12, 2023, CGCC organized the annual staff retreat along with a training program on “Action Leadership for Growth,” as well as a team building at Siem Reap province on November 9 to 12, 2023, to strengthen productivity,​ solidarity, and appreciation to all staff’s efforts in credit guarantee development.

“CGCC Annual Staff Retreat 2023 in Siem Reap”
“CGCC Annual Staff Retreat 2023 in Siem Reap”

This annual staff retreat provided all staff with a closer understanding of each other, shared working experiences, and increased capacity building and knowledge on action leadership for the growth to improve their productivity, as well as to contribute to the development of CGCC, in line with the vision to enhance financial inclusion and develop SMEs in Cambodia too.

“CGCC Annual Staff Retreat 2023 in Siem Reap”
“CGCC Annual Staff Retreat 2023 in Siem Reap”
“CGCC Annual Staff Retreat 2023 in Siem Reap”
“CGCC Annual Staff Retreat 2023 in Siem Reap”
“CGCC Annual Staff Retreat 2023 in Siem Reap”
“CGCC Annual Staff Retreat 2023 in Siem Reap”
“CGCC Annual Staff Retreat 2023 in Siem Reap”
“CGCC Annual Staff Retreat 2023 in Siem Reap”

Training on PowerPoint Designs and Presentation Skills for CGCC’s Staff

On 30 August 2023, CGCC organized a training on “PowerPoint Designs and Presentation Skills” for all staff at CGCC head office.

CGCC hopes this training course will help improving the presentation skills of all CGCC staff and contributing their work performance as well as CGCC development as a whole.

Training on PowerPoint Designs and Presentation Skills for CGCC's Staff
Training on PowerPoint Designs and Presentation Skills for CGCC’s Staff
Training on PowerPoint Designs and Presentation Skills for CGCC's Staff
Training on PowerPoint Designs and Presentation Skills for CGCC’s Staff
Training on PowerPoint Designs and Presentation Skills for CGCC's Staff
Training on PowerPoint Designs and Presentation Skills for CGCC’s Staff
Training on PowerPoint Designs and Presentation Skills for CGCC's Staff
Training on PowerPoint Designs and Presentation Skills for CGCC’s Staff

Click here to read more about: CGCC Provides Guarantee Management System “GMS” Sharing and Training Sessions to Participating Financial Institutions (PFIs)