CGCC

Business Recovery Guarantee Scheme

BRGS aims to support businesses including Micro, Small and Medium Enterprises (SMEs) and Large Firms to enhance their access to formal loans for both working capital and investment or business expansion.

Benefits of BRGS

Priority Sectors

Agriuculture

Industry

Services

Noted: *Non-Priority Sectors are those sectors besides the sectors listed above. Non-Priority Sectors are also eligible for the BRGS.

Eligible Borrowers

For loans to be qualified for the CGCC’s guarantee scheme, the borrowers must fall into the following criteria:

The Borrower must be a majority Cambodian-owned business (>50% ownership).

The Borrower must produce a business registration issued by appropriate government authorities.

The Borrower who is a non-registered business must proceed with the registration after the guarantee is approved. If the borrower remains a non-registered business, an additional guarantee fee of 0.5% per annum of the guaranteed amount will be imposed on every anniversary of the guarantee.

All Borrowers should be financially viable

How to apply for BRGS?

For loans to be qualified for the CGCC’s guarantee
scheme, the borrowers must fall into the following
criteria:

Step 1:

Borrowers including micro, small and medium enterprises, and large firms need to apply for a loan under BRGS from any of the CGCC’s PFIs.

Step 2:

After evaluating and approving the loan, the PFIs submit a guarantee application for the loan to CGCC for guarantee. PFIs shall not disburse the loans before the guarantee application is approved by CGCC.

Step 3:

CGCC evaluates the guarantee application for the loan submitted by the PFIs. If the application is approved, CGCC will issue a Letter of Guarantee to the PFIs for the loan.

Step 4:

After the Letter of Guarantee is issued, the PFIs will disburse the Guaranteed Loan to the borrowers.

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